Terms & Conditions
Effective Date: 1 Jan 2025
Welcome to SocraticsAI (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our financial SaaS platform (“Service”). By using our Service, you agree to these Terms. If you do not agree, do not use the Service.
1. Acceptance of Terms
By accessing or using the Service, you confirm that you are at least 18 years old and have the legal authority to enter into this agreement.
2. Modification of Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
3. Account Registration
To access certain features of the Service, you must register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.
4. Use of the Service
You agree to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. You may not:
• Use the Service in any manner that could damage, disable, overburden, or impair our servers.
• Attempt to gain unauthorized access to any portion of the Service or its related systems or networks.
• Reverse-engineer, decompile, or disassemble the Service.
5. Fees and Payment
Use of the Service may require payment of fees. You agree to pay all applicable fees, taxes, and charges in accordance with the pricing plan you selected. All payments are non-refundable unless otherwise stated.
6. Data Ownership and Privacy
• Your Data: You retain ownership of all data you upload or generate through the Service. By using the Service, you grant us a license to process your data for the purpose of providing the Service.
• Privacy: Our collection and use of your data are governed by our Privacy Policy.
7. Intellectual Property
All content, trademarks, and technology on the Service are owned by us or our licensors. You may not use, copy, modify, or distribute any of our intellectual property without our prior written consent.
8. Confidentiality
You agree to maintain the confidentiality of any proprietary information or trade secrets obtained through the Service and to use such information solely for authorized purposes.
9. Disclaimer of Warranties
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, or data, arising from your use of the Service.
11. Indemnification
You agree to indemnify and hold us harmless from any claims, losses, or damages arising out of your violation of these Terms or misuse of the Service.
12. Termination
We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms.
13. Miscellaneous
• Entire Agreement: These Terms and our Privacy Policy constitute the entire agreement between you and us regarding the Service.
• Severability: If any provision is deemed invalid, the remaining provisions will remain in effect.
• No Waiver: Our failure to enforce any right under these Terms will not constitute a waiver of such rights.
Contact Us
If you have any questions about these Terms, please contact us at support@socratics.ai.